Best Home Loans
When Finance Ezi is looking in the market place for the best home loans package, there are a few significant parameters that we take into account in finding the most suitable cheap home loan for you.
Mortgage Settlement Time
the time it will take to approve and settle your loan. We look at if you have time constraints that need to be met and if so can the lender accommodate.
Home Loans Dpeosit
The required cash deposit or equity from another property is always taken into consideration to ensure you are approved for the required funds needed.
Income Rquirements
We check to ensure all income or capacity requirements are suitable before submitting to a lender or bank.
Loan Conditions
what information and requiremnts will be required by the lender for their loan approval.
Mortgage Fees
Mortgage loan establishment fees and ongoing fees. We look at fee costs with interest rates to weigh up the total costs you incurred during your loan and the initial finance start up costs.
Home Loan Rates
The cheapest home loan rates without the fine print. If there are special introductory interest rates, are the home loan interest rates after the honeymoon period more competitive than an alternative providing a similar package?
Discounted Mortgage Packages
Do you qualify for any special discounted packages due to high income, job stability, occupation, salary sacrifice or other home loan packages the give better cheap home loan rates.
Lenders Reputation
Finance Ezi provides most home loans from the main banks. If an alternative is ever suggested we look closely at the credibility and back ground. Even with the large main banks we will provide you with historical information if it has merit in considering your choice in a home loan.
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